IFIN 2018

3rd Int. Workshop on the Internet for Financial Collective Awareness & Intelligence

"Responsible finance for good: financial literacy, financial technology and their interactions"
12-13 November 2018, Glasgow, UK

IFIN 2018 organized by PROFIT Project

IFIN seeks to open a multidisciplinary dialogue on how we could use the Internet to promote financial awareness and capability among citizens. Towards this goal, IFIN workshop will consist of two parts:

  • presentation of related scientific work
  • roundtable discussions with participants

Under the first part, it will also present key ideas from the recently initiated EU-funded project called PROFIT: Promoting Financial Awareness and Stability, as well as contributions from the wider scientific community. Under the second part, it will enable roundtable discussions led by experts.

The organisers and supporters of the workshop are: the Centre for Research & Technology, Hellas; the Adam Smith Business School and the Wards Trust Fund of the University of Glasgow; the Centre for Responsible Finance, University of St. Andrews; the Democritus University of Thrace and the Hellenic Financial Literacy Institute, Greece.

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Scientific Contributions

IFIN through a released CFP seeks to open a multidisciplinary dialoge on how we could use the Internet to promote financial awareness and capability among citizens.

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Keynote speech from experts

IFIN will include keynote speeches from experts, as well as presentation of scientific contributions in the area in order to initiate further discussions with the audience.

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Roundtable disuccions

The audience will be encouraged to discuss their ideas and views on the services and functionalities that an online financial awareness platform should have.

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Call for Papers

A growing body of literature has shown that financial literacy is among the most important determinants of financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of wealth inequality during retirement. Meanwhile, financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. From mobile payments, robo-advising, app-based investing platforms, to online banking solutions, fintech developments have generated differing views regarding the potential impact that this pace of change is likely to have might have on personal financial planning, financial well-being and economic inequality.

Moreover, related literature emphasises the role of financial and other literacies as necessary 21st-century cognitive skills in an updated educational curriculum, which will enable individuals to better compete with artificial intelligence in the automation era. The role of financial institutions, corporations and entrepreneurs is important for the formation of supply-side solutions to the enhancement of financial literacy and the reduction of existing gaps across key demographic groups. Via the enhancement of financial capability, financial technology can support client protection and social performance targeting and measurement, as part of a wider responsible finance agenda. Start-ups and platforms using technology to simplify personal finance, streamline financial planning processes are not only building the next generation of financial tools, but also encouraging and facilitating financial education.

In the light of these major developments, the workshop aims to bring together academics, policy makers, practitioners and educators to discuss issues related to financial literacy, financial technology and their respective interactions. The aim of the workshop is to engage and inform the current educational and policy agenda regarding developments in financial-literacy research and the role of financial technology in enhancing financial capability within a responsible finance framework.

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